What Insurance Covers After a Storm: Roofing & Beyond

Dealing with storm damage is stressful—but the good news is, your insurance policy may cover more than just your roof.

Here’s what most homeowners'

insurance policies typically cover:

✅ Covered:

• Roof damage (hail, wind, falling debris)

• Gutters

• Siding

• Fences

• Windows & screens

• Garage doors

• Interior water damage (if caused by roof failure)

❌ Not Covered:

• Wear & tear from age

• Pre-existing roof issues

• Flooding (separate policy)

💡 Tip: Act Fast After a Storm

Most insurance policies have a time limit for filing a claim after storm damage occurs. That’s why it’s important to get inspected right away—even if you don’t see obvious damage.

United Roofing can walk you through the insurance process, meet with your adjuster, and make sure nothing is missed.

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